State Pension age change for anyone born after 1977

Anyone in the UK born after 1977 is facing having to wait even longer before they can claim their as another age increase is planned.

Currently, the in the UK is 66 for both men and women. This age was implemented between December 2018 and October 2020, having increased from 65. But the age will increase once again between 2026 and 2028, for those born on or after April 6, 1960. The (DWP) has changed the way in which the increase in State Pension age is phased, so rather than reaching the required age on a specific date, people born between April 6, 1960 and March 5, 1961, will reach their State Pension age at 66 years and the specified number of months.

But younger generations have an even longer wait to claim their State Pension as a further increase is planned for between 2044 and 2046, which will see the age rise to 68 for those born on or after April 5, 1977.

The DWP says the age increases take a "range of factors" into account, including life expectancy, and any changes must go through Parliament before becoming law.

While there are no plans to revise the timetable for the age increase from 66 to 67, the timetable for the age increase from 67 to 68 "could change" as a result of review.

But based on the current plan, the retirement age for men and women born after April 5, 1977, will be as follows, with this change due to take place from 2044:

• Born between April 6, 1977 - May 5, 1977 - reach State Pension age on May 6, 2044
• Born between May 6, 1977 - June 5, 1977 - reach State Pension age on July 6, 2044
• Born between June 6,1977 - July 5, 1977 - reach State Pension age on September 6, 2044
• Born between July 6, 1977 - August 5, 1977 - reach State Pension age on November 6, 2044
• Born between August 6, 1977 - September 5, 1977 - reach State Pension age on January 6, 2045
• Born between September 6, 1977 - October 5, 1977 - reach State Pension age on March 6, 2045
• Born between October 6, 1977 - November 5, 1977 - reach State Pension age on May 6, 2045
• Born between November 6, 1977 - December 5, 1977 - reach State Pension age on July 6, 2045
• Born between December 6, 1977 - January 5, 1978 - reach State Pension age on September 6, 2045
• Born between January 6, 1978 - February 5, 1978 - reach State Pension age on November 6, 2045
• Born between February 6, 1978 - March 5, 1978 - reach State Pension age on January 6, 2046
• Born between March 6, 1978 - April 5, 1978 - reach State Pension age on March 6, 2046
• Born April 6, 1978 onwards - reach State Pension age on 68th birthday

The DWP said: "Under the Pensions Act 2007 the State Pension age for men and women will increase from 67 to 68 between 2044 and 2046.

"The Pensions Act 2014 provides for a regular review of the State Pension age, at least once every 5 years. The review will be based around the idea that people should be able to spend a certain proportion of their adult life drawing a State Pension. The first review must be completed by May 2017.

"As well as life expectancy, it will take into account a range of factors relevant to setting the pension age. After the review has reported, the government may then choose to bring forward changes to the State Pension age. Any proposals to do so would, like now, have to go through Parliament before becoming law.

"The government is not planning to revise the existing timetables for the equalisation of State Pension age to 65 or the rise in the State Pension age to 66 or 67. However the timetable for the increase in the State Pension age from 67 to 68 could change as a result of the review.

"In the Autumn Statement on 5 December 2013, the Chancellor announced that this government believes that future generations should spend up to a third of their adult life in retirement. This principle implies that State Pension age should rise to 68 by the mid-2030s, and 69 by the late 2040s.

"However, the government is not currently legislating for this change - these dates are indicative only, showing a general direction of travel for future State Pension age changes."